Billing Terms & Conditions

Effective Date: January 2026

These Billing Terms & Conditions govern all payments, charges, and financial transactions made on cofasem.com. By placing an order or making a payment on our website, you agree to these terms in full.

If you do not agree with these Billing Terms & Conditions, please do not proceed with any purchase.

1. General Billing Information

All products and services offered by Stoorin are sold exclusively through our official website. Prices, payment terms, and billing conditions are clearly displayed before checkout.

By completing a purchase, you confirm that:

  • You are legally authorized to use the selected payment method

  • All billing information provided is accurate, complete, and up to date

  • You authorize Stoorin to charge the full amount for your order

2. Accepted Payment Methods

We accept secure online payments through trusted third-party payment processors. Available methods may include:

  • Credit Cards (Visa, MasterCard, American Express, Discover)

  • Debit Cards

  • Other secure payment gateways displayed at checkout

Payment availability may vary depending on your location and payment provider.

3. Pricing & Currency

  • All prices displayed on cofasem.com are shown in the currency indicated at checkout

  • Prices may be subject to change without prior notice

  • Taxes, if applicable, are calculated and displayed before payment confirmation

Stoorin reserves the right to correct any pricing errors or inaccuracies at any time, even after an order has been placed.

4. Order Confirmation & Authorization

Once payment is successfully processed:

  • You will receive an order confirmation by email

  • The transaction will appear on your billing statement under a descriptor associated with Stoorin or its payment processor

If payment authorization fails, the order will not be completed, and no delivery will occur.

5. Secure Payment Processing

Your payment security is our priority:

  • All transactions are encrypted using SSL technology

  • Payment information is processed by PCI-DSS compliant third-party providers

  • Stoorin does not store full credit card details on its servers

We only receive limited transaction information necessary to complete and verify your order.

6. Billing Accuracy & Customer Responsibility

You are responsible for ensuring that:

  • Billing details are correct at the time of purchase

  • Your payment method has sufficient funds or credit

  • Your email address is valid for receiving order communications

Stoorin is not responsible for delays or failures caused by incorrect billing information.

7. Failed, Reversed, or Disputed Payments

In cases of:

  • Failed transactions

  • Chargebacks

  • Payment reversals

  • Unauthorized payment claims

Stoorin reserves the right to:

  • Temporarily suspend order processing

  • Cancel associated services or deliveries

  • Request alternative payment methods

  • Dispute chargebacks with supporting documentation

Fraudulent chargebacks may result in permanent account restrictions.

8. Refunds & Billing Adjustments

Refunds, if applicable, are governed by our Refund Policy, which forms an integral part of these Billing Terms & Conditions.

  • Approved refunds are issued to the original payment method

  • Processing times may vary depending on your bank or payment provider

  • Transaction or processing fees may be non-refundable where permitted by law

Please review our Refund Policy before completing a purchase.

9. Subscription or Recurring Payments (If Applicable)

If Stoorin offers subscription-based services:

  • Billing will occur automatically according to the plan selected

  • You authorize recurring charges until cancellation

  • Subscription details will be clearly disclosed before purchase

You may cancel subscriptions according to the terms stated on the relevant service page.

10. Fraud Prevention & Monitoring

To protect both our customers and our business, Stoorin actively monitors transactions for suspicious or fraudulent activity.

We reserve the right to:

  • Request additional verification

  • Delay order fulfillment

  • Cancel transactions suspected of fraud

These measures are taken to ensure a safe shopping environment for all users.

11. Billing Disputes

If you believe a charge is incorrect or unauthorized, you must contact us before initiating a chargeback.

Billing dispute requests must include:

  • Order number

  • Billing date and amount

  • Description of the issue

We will review and respond promptly to resolve the matter professionally.

12. Limitation of Liability

To the maximum extent permitted by law:

  • Stoorin shall not be liable for indirect or consequential damages related to billing or payment issues

  • Our total liability shall not exceed the amount paid for the specific transaction in dispute

13. Changes to Billing Terms

Stoorin reserves the right to update or modify these Billing Terms & Conditions at any time. Changes will be posted on this page with an updated effective date.

Continued use of our website or services constitutes acceptance of the revised terms.

14. Governing Law

These Billing Terms & Conditions shall be governed and interpreted in accordance with applicable laws, without regard to conflict of law principles.

15. Contact Information

For any billing questions, payment issues, or clarification regarding these terms, please contact us:

Trade Name: Stoorin
Website: cofasem.com
Email: contact@cofasem.com
Phone: +1 440 335 0120
Address: 15427 Hartford Rd, Sunbury, OH 43074, United States